NO MONEY DOWN !

USDA is one of many home loans that offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home with zero down payment.

The United States Department of Agriculture (USDA) sets lending guidelines for the program, which is why it is also called the USDA Rural Development (RD) Loan. This mortgage type reduces costs for home buyers in rural and suburban areas. It is one of the most cost effective home buying programs in the marketplace today.

Since its inception in 1949, the USDA Rural Development loan has helped over 1 million home buyers obtain housing with little or no money down. In 2011 alone, 130,000 people benefited from the program. Click below to see if you qualify for 100% financing.

The Following Properties May Qualify For USDA 100% Financing

15090 Almont Road, Berlin Twp $380,000

If living closer to nature and away from the hustle and bustle of the city appeals to you, look no further! This traditional ranch nestled on 6.79 acres offers you this ...

3 Beds
2 Baths
58050096639 MLS

Courtesy of Coldwell Banker Professionals Yale

Listing courtesy of Coldwell Banker Professionals Yale.

220 MONROE, Carleton Vlg $147,000

Country Living in the Village of Carleton! Beautiful covered front porch. New flooring throughout. Plenty of windows and natural light. Large backyard. Mechanics dream ov...

2 Beds
1 Baths
20221062163 MLS

Courtesy of EXP Realty

Listing courtesy of EXP Realty.

15328 Terry Rd, Berlin Twp $560,000

Beautiful Ranch home sits on 5 1/2 acres backing up to Belle River! This home has GEOTHERMAL, vaulted ceilings, open floor plan, and beautiful views! New roof done this y...

3 Beds
3.1 Baths
58050095854 MLS

Courtesy of Realty Executives Home Towne

Listing courtesy of Realty Executives Home Towne.

14932 MONROE, Berlin Twp $32,900

Bidding will be completed via AUCTION (dot) COM. Vacant lot opportunity. Sold as is. Buyer and agent to verify all information and data. The sale will be subject to a 5% ...

20221060616 MLS

Courtesy of RE/MAX Team 2000

Listing courtesy of RE/MAX Team 2000.

Lot 13 Naoma, Berlin Twp $17,500

Beautiful building site that overlooks the Grand River Valley. Close to Sessions Lake, Ionia State Park, and equine riding trails.Walk it, not appt needed.

65022047175 MLS

Courtesy of Five Star Real Estate (Lwl)

Listing courtesy of Five Star Real Estate (Lwl).

6075 Park, South Rockwood $449,000

Gorgeous 2500 sq. ft. CUSTOM BUILT home with 98ft. of frontage on the HURON RIVER. 4 bedroom, 2.5 bath open floor plan home built in 2004. Beautiful kitchen with solid ...

4 Beds
2.1 Baths
543291617 MLS

Courtesy of Howard Hanna

Listing courtesy of Howard Hanna.

4508 S Huron River, Berlin Twp $125,000

Flat Rock schools * 2 Story on Corner Lot * Furnace, Central Air * Eat In Kitchen * Detached Garage w/10 high door and with 220 and outlets * Siding, Windows and Septic s...

3 Beds
2 Baths
20221058919 MLS

Courtesy of MI Realty Group

Listing courtesy of MI Realty Group.

1009 Lathrop Rd, Berlin Twp $199,900

This adorable ranch style home is nestled amongst farmer fields in St. Clair County. Gorgeous open views with Armada Schools. Enter through your enclosed porch/sunroom in...

4 Beds
2 Baths
58050094642 MLS

Courtesy of Realty Executives Home Towne Chesterfield

Listing courtesy of Realty Executives Home Towne Chesterfield.

Doty, Maybee Vlg $155,000

34 Acres of beautiful land. Clear cut and ready to build or Farm.

20221055707 MLS

Courtesy of RE/MAX Dynamic

Listing courtesy of RE/MAX Dynamic.

0000 dauncy, Berlin Twp $125,000

Beautiful 2.5 acres, Buildable wooded lot. With 256' road frontage on both sides of the parcel. private road. Don't miss this fantastic chance to build your dream home.

20221052165 MLS

Courtesy of Century 21 Curran & Oberski

Listing courtesy of Century 21 Curran & Oberski.

430 CAPAC, Berlin Twp $199,000

Be ready to fall in love with this adorable, 3 bedroom, 1.5 bath, colonial located in Berlin Twp! All new flooring throughout. Open floor concept. Spacious family room...

3 Beds
1.1 Baths
20221050998 MLS

Courtesy of Keller Williams Realty-Great Lakes

Listing courtesy of Keller Williams Realty-Great Lakes.

7485 S HURON RIVER, South Rockwood Vlg image

7485 S HURON RIVER, South Rockwood Vlg $249,900

RARELY AVAILABLE - HUGE 1.35 ACRE LOT ON THE HURON RIVER .BEAUTIFUL 3 BEDROOM BRICK RANCH, NEWER CEMENT DRIVE, LARGE DOG RUN FENCED AREA, WALLSIDE WINDOWS, UPDATED KIT...

3 Beds
1 Baths
20221051115 MLS

Courtesy of Help-U-Sell of Metro Detroit

Listing courtesy of Help-U-Sell of Metro Detroit.

8899 BIRCHWOOD, Berlin Twp $300,000

Lovely well-maintained home in a beautiful Newport subdivision. Home offers master bedroom and full master bath on entry level, with 2 additional bedrooms on the upper f...

3 Beds
2.1 Baths
20221048109 MLS

Courtesy of Real Estate One-Southgate

Listing courtesy of Real Estate One-Southgate.

V/L Jordan Lake Rd. Parcel 3, Berlin Twp image

V/L Jordan Lake Rd. Parcel 3, Berlin Twp $74,900

3.5 acres on Jordan Lake Rd- a Class A road with easy i96 highway access literally around the corner. Many potential uses for this property may include but are not limit...

65022042024 MLS

Courtesy of Icon Realty Group LLC

Listing courtesy of Icon Realty Group LLC.

V/L Jordan Lake Rd. Parcel 2, Berlin Twp image

V/L Jordan Lake Rd. Parcel 2, Berlin Twp $84,900

3 acres on Jordan Lake Rd- a Class A road with easy i96 highway access literally around the corner. Many potential uses for this property may include but are not limited...

65022042022 MLS

Courtesy of Icon Realty Group LLC

Listing courtesy of Icon Realty Group LLC.

V/L Jordan Lake Rd, Berlin Twp $199,900

6.7 acres with 2 parcels on Jordan Lake Rd- a Class A road with easy i96 highway access literally around the corner. Many potential uses for this property may include bu...

65022042021 MLS

Courtesy of Icon Realty Group LLC

Listing courtesy of Icon Realty Group LLC.

00 Huron River Drive, New Boston $80,000

Sale includes parcel 75-065-01-0009-000 and parcel 75-065-01-008-000. Great Location. Wooded .82 acre lot for sale ( 2 lots available by same owner for a total of just ...

58050091572 MLS

Courtesy of KW Platinum

Listing courtesy of KW Platinum.

00 Cochrane, Berlin Twp $49,900

Nice wooded parcel located on a quite dead end Rd.3rd parcel North of Hough rd.on left side.

58050091562 MLS

Courtesy of Nelson Property Management

Listing courtesy of Nelson Property Management.

0000 Cochrane, Berlin Twp $59,900

Nice wooded building lot with 2.5 acres.Seller just installed driveway and pad for pole barn(10k).New houses being built in the area.seller will review L/C offers.Nice lo...

58050091555 MLS

Courtesy of Nelson Property Management

Listing courtesy of Nelson Property Management.

28375 Sumpter Road, New Boston $205,000

Great Potential. Seller started renovating it for a 10 to 12 room Home Health Care Facility with nurse quarters and nurse stations, as well as an employee lounge. the ins...

58050091348 MLS

Courtesy of Keller Williams Realty Great Lakes

Listing courtesy of Keller Williams Realty Great Lakes.

583 W Chicago, Bethel Twp $60,000

Check out this beautiful, buildable 6.8 acre parcel bordering Swan Creek. With 769 feet of frontage on US 12 and 377 feet of water frontage on Swan Creek this property ha...

68022041432 MLS

Courtesy of RE/MAX Elite Group T.R.

Listing courtesy of RE/MAX Elite Group T.R..

000 Strong, South Rockwood Vlg $22,000

Buildable corner lot. Build your Dream Home!!!!!

57050091277 MLS

Courtesy of Gap Realty Group, LLC

Listing courtesy of Gap Realty Group, LLC.

TELEGRAPH, Berlin Twp $105,000

1ST ADDRESS IN MONROE COUNTY. FLAT ROCK BORDER! PRIME LOCATION TO BUILD MANY SUITABLE USES FROM PLAZA, SMALL STRIP MALL, PROFESSIONAL OFFICE, MEDICAL, DENTAL, LAW OFFICES...

20221043968 MLS

Courtesy of Four Seasons Rlty Dan Berry Group

Listing courtesy of Four Seasons Rlty Dan Berry Group.

6730 Lakeshore Dr, Berlin Twp $470,000

Discover the luxury lifestyle of this Lodge-Style home located at the end of Estral Beach. Stunning sunrises and sunsets can be viewed from the upper or lower wrap around...

3 Beds
2.1 Baths
57050090542 MLS

Courtesy of Key Realty One LLC - Roessler

Listing courtesy of Key Realty One LLC - Roessler.

03 Joann, Berlin Twp $274,900

GORGEOUS AND SERENE! YOU WON'T FIND THIS LOCATION AND QUALITY OF LAND ANYWHERE ELSE IN NEWPORT! HARD TO FIND AND RARE IN NEWPORT. CLOSE TO I-75 AND I-275. LOTS OF MATURE...

20221043243 MLS

Courtesy of Key Realty

Listing courtesy of Key Realty.

1377 CEDARCREST, Carleton Vlg $329,000

Why buy someone else’s home when you can build brand new NOW? ASK ABOUT CONSTRUCTION FINANCING. Double lot totalling .38 of an acre in North Point Commons subdivision. $...

20221041682 MLS

Courtesy of EXP Realty

Listing courtesy of EXP Realty.

Sandstone Dr, Berlin Twp $289,900

New construction in Newport Creek Subdivision. This home to be built is our 4 bedroom Brookstone model and features a perfect layout for your growing family! 4 bedrooms, ...

4 Beds
2.1 Baths
57050089955 MLS

Courtesy of Coldwell Banker Haynes R.E. - Monroe

Listing courtesy of Coldwell Banker Haynes R.E. - Monroe.

8749 US Turnpike, Berlin Twp $269,900

COUNTRY LIVING ON FOUR ACRES! / Good sized beautifully updated brick ranch will accommodate wheel chair access with attached garage / Large country kitchen / Beautiful...

3 Beds
2 Baths
20221039599 MLS

Courtesy of Blue Skies Realty

Listing courtesy of Blue Skies Realty.

12770 MAXWELL, Carleton Vlg $184,900

Amazing opportunity to revise an old gem or start something completely new! This former Resturant (home of the wimpy burger) features * 14 parking spots * 2 full bathroo...

20221037529 MLS

Courtesy of Real Broker LLC

Listing courtesy of Real Broker LLC.

4334 Dixon, Newport $214,900

HERE IT IS!! This GEM is a rare find, homes in this small particular subdivision have not been available in years. You will enjoy stunning views of the lake in a quiet, m...

3 Beds
1 Baths
57050088240 MLS

Courtesy of Century 21 Allstar Real Estate Team, Inc -Monroe

Listing courtesy of Century 21 Allstar Real Estate Team, Inc -Monroe.

Fox Ridge 1-A, Berlin Twp $49,900

Gorgeous wooded 4 acres of nice woods. Beautiful build site. Build back in the woods. Needs a well and septic system to build. Survey is available in listing docs. LAND ...

58050086975 MLS

Courtesy of Coldwell Banker Professionals

Listing courtesy of Coldwell Banker Professionals.

8702 Swan Creek, Berlin Twp $34,900

Commercial property for sale. Build your business downtown Newport. Located on a high traffic street in the business district on Swan Creek. Swirls Ice Cream is right ac...

20221029955 MLS

Courtesy of Power House Group Realty

Listing courtesy of Power House Group Realty.

12604 Matthews, Carleton Vlg $119,900

Opportunity knocks at this awesome location in the village of Carleton. Former lumber yard that has many possibilities. Two functioning buildings currently sit on this pr...

57050082026 MLS

Courtesy of Coldwell Banker Haynes R.E. - Monroe

Listing courtesy of Coldwell Banker Haynes R.E. - Monroe.

0000 Ford, Carleton Vlg $250,000

Over 7 acres on Ford Road. This property has the potential to have over 30 splits. The property has all the public utilities. Over 2200 feet of frontage on Ford Road.

57050082027 MLS

Courtesy of Coldwell Banker Haynes R.E. - Monroe

Listing courtesy of Coldwell Banker Haynes R.E. - Monroe.

9642 RAISIN, Maybee Vlg $345,000

1,500 sg ft new construction ranch with full basement and attached 24x24 garage on 1.229 acres. Property has city water, city sewer & natural gas. You can pick your colo...

3 Beds
2 Baths
20221012965 MLS

Courtesy of ListWithFreedom.com

Listing courtesy of ListWithFreedom.com.

745 CAPAC, Berlin Twp $274,900

This nice-sized former bank building, with vault and 4 lane drive-through, sits on a versatile 11.39 acres including a pond. Enter into a large lobby leading into a flexi...

20221012531 MLS

Courtesy of Realty Executives Main St LLC

Listing courtesy of Realty Executives Main St LLC.

Day Rd, Maybee Vlg $37,900

* NEW PRICE DROP!!!! PRICED TO SELL! Beautiful buildable lot, partially wooded, two-acre lot to build your dream home. Building site and driveway were cleared years ago b...

57050080342 MLS

Courtesy of Century 21 Allstar Real Estate Team, Inc -Monroe

Listing courtesy of Century 21 Allstar Real Estate Team, Inc -Monroe.

7900 KREPS, Maybee Vlg $29,900

LOT LOCATED IN SUBURBAN AREA APPROXIMATELY 8 MILES WEST OF MONROE. ALL UTILITIES. LOT LOCATED IN AREA OF NEWER HOMES.

57050080273 MLS

Courtesy of Coldwell Banker Haynes R.E. - Monroe

Listing courtesy of Coldwell Banker Haynes R.E. - Monroe.

0000 Gildersleeve, South Rockwood Vlg image

0000 Gildersleeve, South Rockwood Vlg $34,999

Vacant lot available for you to build your dream home. Located in South Rockwood. Conveniently located in northern Monroe County for easy commute. All utilities available...

20221001617 MLS

Courtesy of RE/MAX Moves

Listing courtesy of RE/MAX Moves.

0000 Gildersleeve, South Rockwood Vlg $34,999

Vacant lot available for you to build your dream home. Located in South Rockwood. Conveniently located in northern Monroe County for easy commute. All utilities available...

20221001593 MLS

Courtesy of RE/MAX Moves

Listing courtesy of RE/MAX Moves.

12900 Grafton, Carleton Vlg $99,900

1.62-acre C1 commercial parcel. Corner of Grafton and Carleton Rockwood Rd. Easy access to I-275. Water and Sewer available. BATVAI

57050077240 MLS

Courtesy of Coldwell Banker Haynes R.E. - Monroe

Listing courtesy of Coldwell Banker Haynes R.E. - Monroe.

8489 Cobblestone Dr., Newport $34,900

Nice buildable lot in Eagle Pointe! Development features 38 acres of private lakes, parks, ponds, hiking trails and nature preserves. Home sites occupy only 55% of the de...

57050077251 MLS

Courtesy of Berkshire Hathaway Hudkins Realtors-Monroe

Listing courtesy of Berkshire Hathaway Hudkins Realtors-Monroe.

6101 & 618 Brancheau Road, Berlin Twp image

6101 & 618 Brancheau Road, Berlin Twp $79,900

Send all offers to robert.carter4@outlook.com. Sale includes both parcels 03-009-078-030 & 03-009-078-020. This is two separate parcels of land being sold under one price...

57050063400 MLS

Courtesy of Coldwell Banker Haynes R.E. - Monroe

Listing courtesy of Coldwell Banker Haynes R.E. - Monroe.

Reimer, Berlin Twp $130,000

Looking for a spot for a new home or your office? Prime location on corner of M66 and Reimer - so many possibilities. High visibility with high traffic counts

65021107963 MLS

Courtesy of KW Rivertown Hoppough

Listing courtesy of KW Rivertown Hoppough.

Parcel B Harwood, Berlin Twp $34,900

Here's the perfect and 1 Acre building site. Perked, Wooded property on paved Rd with Natural Gas available at the Street. Unbeatable location South Ionia, close to retai...

65021099286 MLS

Courtesy of Greenridge Realty (Ionia)

Listing courtesy of Greenridge Realty (Ionia).

00000 N DIXIE HWY, Berlin Twp $100,000

Corner lot. Post and Dixie Hwy. Commercial property. Ready for development.

2210060817 MLS

Courtesy of Coldwell Banker Weir Manuel-Plymouth

Listing courtesy of Coldwell Banker Weir Manuel-Plymouth.

14783 Telegraph Road, Berlin Twp $275,000

Great location. Property is zoned commercial/residential. Road frontage is commercial. Located south of the Huron River in a commercial area. A home and additional ou...

57050046456 MLS

Courtesy of Howard Hanna - MONROE

Listing courtesy of Howard Hanna - MONROE.

Lot 2 Odland, Berlin Twp $39,900

Nearly 3 Acre Executive Lot in Ionia's sought after Thornburn Estates! Beautiful gated community overlooking the Grand River Valley. Country living yet close to the retai...

65021010350 MLS

Courtesy of Greenridge Realty (Ionia)

Listing courtesy of Greenridge Realty (Ionia).

14 ASHLEY, Berlin Twp $48,000

PARCEL #14, 3.79 ACRES OF FRESH AIR, PRIVACY AND ROOM TO SPREAD OUT IN A WONDERFUL DEVELOPMENT! TEN PARCELS OF LAND FROM 3 TO 9 ACRES AVAILABLE TO CHOOSE FROM. ALMONT S...

2200049162 MLS

Courtesy of Haus Realty Inc