NO MONEY DOWN !

USDA is one of many home loans that offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home with zero down payment.

The United States Department of Agriculture (USDA) sets lending guidelines for the program, which is why it is also called the USDA Rural Development (RD) Loan. This mortgage type reduces costs for home buyers in rural and suburban areas. It is one of the most cost effective home buying programs in the marketplace today.

Since its inception in 1949, the USDA Rural Development loan has helped over 1 million home buyers obtain housing with little or no money down. In 2011 alone, 130,000 people benefited from the program. Click below to see if you qualify for 100% financing.

The Following Properties May Qualify For USDA 100% Financing

12377 SPENSER, Carleton $35,000

Build your dream home in Carleton! Lot #39 is located in North Point Commons.

57050054987 MLS

Courtesy of Berkshire Hathaway Hudkins Realtors-Monroe

Listing courtesy of Berkshire Hathaway Hudkins Realtors-Monroe.

17291 MILWAUKEE RD, Milan Twp $199,900

Sweet Home in the Country! Set on 1.41 Acres, You?ll Love the View and 1,954 SF of living! What you?ve been looking for with Acreage, Oversize Garage, Large Shed, Garden,...

3 Beds
1 Baths
56050054745 MLS

Courtesy of Howard Hanna Real Estate Services-Tecumseh

Listing courtesy of Howard Hanna Real Estate Services-Tecumseh.

15394 HELEN, Berlin Twp $195,000

Well built Ranch that has been maintained and cared for! 3 bedrooms and a 2 car garage. This Ranch is perfect for anyone who loves peace and tranquility. Stunning views ...

3 Beds
1 Baths
58050054689 MLS

Courtesy of Real Living Kee Realty-Washington

Listing courtesy of Real Living Kee Realty-Washington.

764 HOWELL, Berlin Twp $400,000

JUST MINUTES FROM BLAKE'S ORCHARD & CIDER MILL AND DOWNTOWN ALMONT, SITS 40 ACRES OF SPLITTABLE RESIDENTIAL LAND. THE TWP HAS DISCUSSED PARAMETERS AND OPTIONS FOR THE LAR...

2210074067 MLS

Courtesy of Real Estate One-Troy

Listing courtesy of Real Estate One-Troy.

1405 CEDARCREST, Carleton Vlg $19,900

Perimeter lot available in North Point Commons Subdivision. Here's your chance to build new in a very desirable location. You will love the short commute home into Carle...

2210073294 MLS

Courtesy of Remerica Hometown III

Listing courtesy of Remerica Hometown III.

1377 CEDARCREST, Carleton Vlg $19,900

Perimeter lot available in North Point Commons Subdivision. Here's your chance to build new in a very desirable location. You will love the short commute home into Carle...

2210073197 MLS

Courtesy of Remerica Hometown III

Listing courtesy of Remerica Hometown III.

14265 GILBERT, Berlin Twp $549,000

Live, work and play on this wonderful estate sized lot that includes 4B/2.5B home, 34'x48' pole barn with Armada schools. Amentities are endless with inlayed wood floo...

4 Beds
2.1 Baths
2210071939 MLS

Courtesy of Real Living Kee Realty-Oxford

Listing courtesy of Real Living Kee Realty-Oxford.

149 INDIAN TRL, Bethel Twp $79,900

Call Heritage Realty at 517-278-3094 (John Blashfield) on this well-updated, two bedroom mobile home on the Channel to Sprung Lake. Large living room, 2 full bathrooms, n...

2 Beds
2 Baths
62021103066 MLS

Courtesy of Heritage Realty, Inc.

Listing courtesy of Heritage Realty, Inc..

3012 N Newport, Berlin Twp $329,900

**$20K PRICE IMPROVEMENT** showings will resume 9/ 17/21! Sellers finishing space above the garage. This CUSTOM BRICK RANCH built in 1933, sits on over 1 acre of land, lo...

4 Beds
2.1 Baths
2210071917 MLS

Courtesy of EXP Realty LLC

Listing courtesy of EXP Realty LLC.

13340 BEAUBIEN, South Rockwood Vlg image

13340 BEAUBIEN, South Rockwood Vlg $197,000

Phenomenal opportunity to own a generous ranch on a huge lot. Open concept with spacious kitchen tons of counter space and all appliances included. Family room with fire...

3 Beds
1.1 Baths
2210066612 MLS

Courtesy of EXP Realty

Listing courtesy of EXP Realty.

12383 Hannah, Carleton Vlg $329,000

Just in time for fall!!!! This Carleton Gem is waiting for you to make her your own!. Natural light pours throughout this home with soaring ceilings, large open windows, ...

4 Beds
2 Baths
2210071704 MLS

Courtesy of Millerwise Group Realty, LLC

Listing courtesy of Millerwise Group Realty, LLC.

2102 S State, Berlin Twp $52,900

Looking for a spot for a new home or your office? Prime location on corner of M66 and Reimer - so many possibilities. High visibility with high traffic counts. There i...

65021102856 MLS

Courtesy of KW Rivertown Hoppough

Listing courtesy of KW Rivertown Hoppough.

1770 Nottingham, Berlin Twp $184,000

Large 3 bedroom ranch in desirable Ionia subdivision. Conveniently located to shopping and the expressway this home is waiting for your touches! Screened porch, main f...

3 Beds
1.1 Baths
65021102348 MLS

Courtesy of KW Rivertown Hoppough

Listing courtesy of KW Rivertown Hoppough.

10229 S U S TURNPIKE, Berlin Twp $409,999

Completely remodeled 4 bedroom colonial in South Rockwood. Are you looking for a country setting but close to highways, shopping and restaurants. Just minutes away from a...

4 Beds
2.1 Baths
2210070698 MLS

Courtesy of EXP Realty

Listing courtesy of EXP Realty.

4092 BAYVIEW CIRCLE, Newport $339,900

PRICE REDUCED!! Large subdivision lot .60 acre, over 1/2 acre of spectacular private back yard lined with trees and field. Beautiful 4 bed/3.5 bath colonial on large cul...

4 Beds
3.1 Baths
57050052763 MLS

Courtesy of Coldwell Banker Haynes R.E. - Monroe

Listing courtesy of Coldwell Banker Haynes R.E. - Monroe.

3405 OHARA, Carleton $599,900

This Beautiful full brick ranch in Carleton MI, is the perfect space to call home. You'll love the the gorgeous updated kitchen with granite counters & stainless steel a...

5 Beds
3.1 Baths
57050052648 MLS

Courtesy of Howard Hanna - MONROE

Listing courtesy of Howard Hanna - MONROE.

7511 SOVEY DR, Berlin Twp $174,900

This home is move in ready and has a lot to offer! Enjoy a beautiful sunrise over Lake Erie while relaxing on a newly built large deck. This well maintained 3 bedroom, ...

3 Beds
2 Baths
57050051898 MLS

Courtesy of Howard Hanna - MONROE

Listing courtesy of Howard Hanna - MONROE.

Parcel B Harwood, Berlin Twp $34,900

Here's the perfect and 1 Acre building site. Perked, Wooded property on paved Rd with Natural Gas available at the Street. Unbeatable location South Ionia, close to retai...

65021099286 MLS

Courtesy of Greenridge Realty (Ionia)

Listing courtesy of Greenridge Realty (Ionia).

8580 SWAN CREEK, Berlin Twp $189,000

This spacious, two story style home brings to the senses what charm is all about! This home has warmth with its open floor plan and spacious rooms. It also offers a new f...

3 Beds
1 Baths
57050051039 MLS

Courtesy of Key Realty One LLC - Roessler

Listing courtesy of Key Realty One LLC - Roessler.

36865 WILLOW, New Boston $225,000

Oh my! What a great spread! Pull into your driveway off the side street and you will see exactly what this spread has too offer. But dont forget to check out the front...

3 Beds
1 Baths
57050050943 MLS

Courtesy of Real Estate 4U-Lambertville

Listing courtesy of Real Estate 4U-Lambertville.

Parcel A Harwood, Berlin Twp $34,900

Here's the perfect and 1 Acre building site. Perked, Wooded property on paved Rd with Natural Gas available at the Street. Unbeatable location South Ionia, close to retai...

65021098751 MLS

Courtesy of Greenridge Realty (Ionia)

Listing courtesy of Greenridge Realty (Ionia).

7990 N TELEGRAPH, Newport $475,000

Commercial Building, High Traffic Corner on Telegraph. Almost 1 Acre. 45 +/- parking spaces. 2 dining rooms, 35' x 20' enclosed year round patio, shed, All city utilities...

57050050356 MLS

Courtesy of Raisin River Realty-Monroe

Listing courtesy of Raisin River Realty-Monroe.

13395 Strong, South Rockwood Vlg $220,000

GREAT CURB APPEAL!!! *Brick Ranch on corner lot right down the street from South Rockwood Boat Ramp DODGE Park, great for kayaking and fishing.* House includes crown mold...

3 Beds
1 Baths
2210061449 MLS

Courtesy of Zanglin & Associates Real Estate

Listing courtesy of Zanglin & Associates Real Estate.

8401 HEARTWOOD, Berlin Twp $390,500

Price Reduced! Absolutely gorgeous 4 bedroom, 3.5 bath custom-built home in desirable Eagle Pointe sub. This home has it all - A huge great room with soaring ceiling, 2 s...

4 Beds
3.1 Baths
2210060688 MLS

Courtesy of Premiere Realty Group LLC

Listing courtesy of Premiere Realty Group LLC.

00000 N DIXIE HWY, Berlin Twp $100,000

Corner lot. Post and Dixie Hwy. Commercial property. Ready for development.

2210060817 MLS

Courtesy of Coldwell Banker Weir Manuel-Plymouth

Listing courtesy of Coldwell Banker Weir Manuel-Plymouth.

5090 S HURON RIVER, Berlin Twp $1,125,000

Stunning, 4 bed, 2 ½ bath, Cape Cod, nestled on 6 acres w/2 spring fed ponds, beautifully landscaped in desirable Berlin Twp w/award winning Airport schools. Main floor w...

4 Beds
2.1 Baths
2210053861 MLS

Courtesy of Keller Williams Advantage

Listing courtesy of Keller Williams Advantage.

01 Joann, Berlin Twp $299,900

STUNNING PIECE OF WOODED LAND READY TO BUILD THE HOME OF YOUR DREAMS! PEACEFUL AND TRANQUIL AT THE END OF A DEAD END STREET. PRIVATE ROAD WITH HIGHER PRICED HOMES IN THI...

2210057363 MLS

Courtesy of Key Realty

Listing courtesy of Key Realty.

15 ASHLEY LANE, Berlin Twp $39,900

3.54 Acre parcel offers a gorgeous tree-lined setting located just N off Tubsprings Road set in the rural, open, airy small town of Allenton! Are you looking for an idea...

58050048693 MLS

Courtesy of Realty Executives Home Towne Chesterfield

Listing courtesy of Realty Executives Home Towne Chesterfield.

13367 STATE PARK, Berlin Twp $162,900

Three bedroom ranch with an attached two car garage. Fenced in yard. Fresh carpet and paint.

3 Beds
1 Baths
57050048150 MLS

Courtesy of Berkshire Hathaway Hudkins Realtors-Monroe

Listing courtesy of Berkshire Hathaway Hudkins Realtors-Monroe.

KOSMERICK RD, Bethel Twp $228,000

40 acres m/l wooded with some tillable acreage & swamp land. Great for hunting! Currently has hunting lease valid through Jan 1, 2022. This company makes no warranty or r...

62021027288 MLS

Courtesy of Sherry Haylett Homes & Recreational Properties

Listing courtesy of Sherry Haylett Homes & Recreational Properties.

CLEARWATER & KOSMERICK RD, Bethel Twp image

CLEARWATER & KOSMERICK RD, Bethel Twp $228,000

This 40 acre parcel features beautiful wooded acreage great for hunting as well as 23 acres of farmland currently in PA116. Drain through wetlands. Farmer reserves rights...

62021027286 MLS

Courtesy of Sherry Haylett Homes & Recreational Properties

Listing courtesy of Sherry Haylett Homes & Recreational Properties.

6212 CUSTER, South Rockwood $117,000

MOVE IN AT CLOSING - CLOSE TO i 75 / 275 , COLF COURSE, FISHING AND PARKS - NEWER FURNANCE, NEWER AC - UPDATED BATHROOM - HUGE BACK YARD WITH LOTS OF PARKING SPACES GREA...

3 Beds
1 Baths
57050047898 MLS

Courtesy of Coldwell Banker Haynes R.E. - Monroe

Listing courtesy of Coldwell Banker Haynes R.E. - Monroe.

00000 DAUNCY, Berlin Twp $129,900

Now Available! Beautiful 2.5 acre buildable wooded lot. with 256' road frontage on both side of the parcel and a private road. Gas and Electric at road! If you can't fin...

2210052609 MLS

Courtesy of Century 21 Curran & Oberski

Listing courtesy of Century 21 Curran & Oberski.

14897 ALMONT, Berlin Twp $615,000

If you like the house send us your highest and best! The Seller will review all offers. This is a beautiful house in the country with lots of land and room to hunt, farm,...

3 Beds
2.1 Baths
2210048866 MLS

Courtesy of RC Platinum Inc

Listing courtesy of RC Platinum Inc.

562 Kosmerick, Bethel Twp $204,900

MINI FARM with a large house with room for everyone. Oversized 2+ Car Garage with openers, front and rear service doors, 3 Outbuildings; all with electric, one barn with ...

4 Beds
1.1 Baths
68021024800 MLS

Courtesy of Towne & Country Real Estate, LLC

Listing courtesy of Towne & Country Real Estate, LLC.

14783 TELEGRAPH ROAD, Berlin Twp $299,000

Great location. Property is zoned commercial/residential. Road frontage is commercial. Located south of the Huron River in a commercial area. A home and additional ou...

57050046456 MLS

Courtesy of Howard Hanna - MONROE

Listing courtesy of Howard Hanna - MONROE.

8729 SAMS, Maybee $150,000

Side by side duplex with a very functional layout. Each unit has 2 bedrooms, eat-in kitchen, laundry room, patio and a shed. Both have newer windows, roof and HWT. Off...

2 Baths
57050045504 MLS

Courtesy of Howard Hanna - MONROE

Listing courtesy of Howard Hanna - MONROE.

2152 Harwood, Berlin Twp $249,900

57+ Acres located S Ionia on paved rd, close to retail, shopping and I96. Currently used as a Gravel Pit but could make that perfect dream home building site or developme...

65020028657 MLS

Courtesy of Greenridge Realty (Ionia)

Listing courtesy of Greenridge Realty (Ionia).

03 Hazelwood, Berlin Twp $24,900

AMAZING BUILDING SITE! ALL UTILITIES AT THE ROAD; CITY WATER, SEWER, NATURAL GAS AND ELECTRIC. PARTIALY CLEARED. HARDWOODS ON THE PROPERTY. DEAD END STREET. CLOSE TO I-75...

2210044560 MLS

Courtesy of Key Realty

Listing courtesy of Key Realty.

12610 HARRIS, Carleton Vlg $299,428

CHECK OUT THIS AWSOME BUILDING RIGHT IN CARLETON VLG. ON 1.14 ACRES! THIS WAS ORIGINALLY A SCHOOL AND HAS BEEN USED AS A DANCE STUDIO FOR THE PAST 30 YEARS. BUILDING OFF...

2210043347 MLS

Courtesy of Premiere Realty Group LLC

Listing courtesy of Premiere Realty Group LLC.

13310 STRONG, South Rockwood Vlg $220,000

AGENTS PLEASE READ REMARKS !!!!!! MODEL LOCATED AT 13280 STRONG RD OPEN FOR SHOWINGS !! 4 HOMES TO BE BUILT !! STARTING AT $220,000 WITH 4 LOTS TO CHOOSE FROM !...

3 Beds
2 Baths
2210042877 MLS

Courtesy of Key Realty

Listing courtesy of Key Realty.

Par A Tuttle, Berlin Twp $19,900

1 Acre Country Building Site. Just off blacktop road. Site has been perked and surveyed. Modulars welcome with approval of owner. Located across from State Land. Owner of...

65018031210 MLS

Courtesy of Greenridge Realty (Ionia)

Listing courtesy of Greenridge Realty (Ionia).

8082 HUNTERS RIDGE, Berlin Twp $32,500

Eagle point Development Lot 132.Time to Build your Dream Home and Lots are Limited This Beautiful Centrally Located Sub is Near All Express -Ways, Lake Erie for Great Fis...

57050042323 MLS

Courtesy of Premiere Realty Group, LLC

Listing courtesy of Premiere Realty Group, LLC.

0000 Heiss, Maybee Vlg $70,000

Great for hunting. 10 acres of wooded land off of Heiss Rd. The property is located behind 2 other vacant properties. its accessible byan easement. The property is marked...

2210036149 MLS

Courtesy of Howard Hanna Birmingham

Listing courtesy of Howard Hanna Birmingham.

0000 HEISS RD, Maybee $70,000

Great for hunting. 10 acres of wooded land off of Heiss Rd. The property is located behind 2 other vacant properties. its accessible by an easement. The property is marke...

57050041814 MLS

Courtesy of Howard Hanna - MONROE

Listing courtesy of Howard Hanna - MONROE.

713 MILLER, Berlin Twp $55,000

Beautiful wooded 2.003 acre building site in Berlin Township! Located in area of nice homes in the Armada School District. Well and septic needed. Easy commute to North A...

58050039024 MLS

Courtesy of Keller Williams Realty Lakeside

Listing courtesy of Keller Williams Realty Lakeside.

Lot 13 Hjermstad, Berlin Twp $34,900

Thornburn Estates! - Executive Lots. This beautiful 3+ acre building site is located in a gated country community overlooking the Grand River Valley. Enjoy country living...

65020017021 MLS

Courtesy of Greenridge Realty (Lowell)

Listing courtesy of Greenridge Realty (Lowell).

8802 W Park Ridge, Berlin Twp $263,990

Plan 1602 SPACIOUS OWNER’S SUITE | OPEN-CONCEPT LAYOUT Don’t miss this opportunity to own a BEAUTIFUL NEW 2 Story Home in the North Park Community! The desirable 1602 ...

3 Beds
2.1 Baths
2210022001 MLS

Courtesy of Luxury Living Real Estate

Listing courtesy of Luxury Living Real Estate.

Lot 2 Odland, Berlin Twp $54,900

Nearly 3 Acre Executive Lot in Ionia's sought after Thornburn Estates! Beautiful gated community overlooking the Grand River Valley. Country living yet close to the retai...

65021010350 MLS

Courtesy of Greenridge Realty (Ionia)

Listing courtesy of Greenridge Realty (Ionia).

5 ASHLEY, Berlin Twp $58,000

PARCEL #5, 4.36 ACRES OF FRESH AIR, PRIVACY AND ROOM TO SPREAD OUT IN A WONDERFUL DEVELOPMENT! THIRTEEN PARCELS OF LAND FROM 3 TO 9 ACRES AVAILABLE TO CHOOSE FROM. ALMO...

2200049238 MLS

Courtesy of Haus Realty Inc